Palmetto First Federal Credit Union


Visa Balance Transfer

It's back by popular demand!

Nobody likes high interest, especially when trying to pay down debt! You can now transfer your high interest credit card balances to our Secured Advantage Visa® Credit Card. For a limited time we'll give you 5.99% APR* for the life of the balance to help y9ou pay off your balance faster! 

Stop paying so much in interest and start paying off the principal! Apply for your Secured Advantage Visa® Credit Card now!

*APR = Annual Percentage Rate. Rates apply to transfers made between 07/01/17 and 09/15/17 for the life of these transactions. Standard rates will apply for all transactions after 09/15/17. Special rate does not include cash advances or purchases, and is not available for members who are delinquent or over their credit limit. 

Auto Refinance


Are you struggling to pay a high-interest auto loan?

We are offering a great refinancing opportunity to those who want to save money on their auto payments. Find true financial freedom when you take the first step towards a debt free life. 

Drop by any one of our branches or apply online to get rolling today! 

This offer does not apply to loans currently financed with Secured Advantage Federal Credit Union. Minimum loan amount must be at least $10,000.00. Not to be combined with any other offers. See credit union for details.

Share the Love

Share the Love

Do you have a neighbor, friend or family member who could benefit from free checking, high interest rates on savings and low interest rates on loans? What better way to show you care than to refer them to Secured Advantage where they can get all three? For a limited time, when you refer a friend or family member to open a new Secured Advantage membership and checking account with direct deposit, you'll both be rewarded! $50 for you and $50 for them!* 

Getting the reward is easy!

Simply have them complete an application, and in the refer-a-friend section, tell them to include your name and two of the following: address, phone number or email address.

Send this link to your friends and family:

You can even copy and paste this message to your friends:

Hi. I'd like to share the love of my credit union, Secured Advantage. Click here to open a new Secured Advantage checking account before August 31, 2017, the credit union will give us both $50! 

Secured Advantage is the best, and it only takes a few minutes to apply. 


[Your Name]


Share the love! You may be incented for referring a maximum of four (4) friends.

*In order for referrer and referee to receive the bonus, the referee must open a new Secured Advantage Federal Credit Union checking account during the timeframe beginning 07/15/2017 through 08/31/2017 (“Promotional Period”) and have at least one ACH direct deposit into the new checking account within 60 days of opening. Checking account must remain open and in good standing for 30 days. Referees are not eligible for this offer if they currently have a checking account with Secured Advantage or had a Secured Advantage account closed within the last 12 months. All accounts are subject to Secured Advantage’s normal approval process. See credit union for details. Bonuses will be paid to qualifying accounts within 60 days of the end of the Promotional Period. The bonus is to be reported as dividends for the 2017 tax year. Referrer must be a current member of Secured Advantage at the time of referral; referrer may not be an employee of the credit union or sit on the board during the promotional period. Secured Advantage reserves the right to disqualify any referrals in circumstances where Secured Advantage believes the referrals were not sent to Secured Advantage in good faith. This credit union is federally insured by the National Credit Union Administration.

Now Available: Card Valet!

It's Your Card, On Your Terms

Get the FREE* mobile app that lets you control your debit card usage and spending on the go. CardValet helps you manage your finances, while protecting you from fraud, by controlling how, when, and where your Secured Advantage Credit Union debit cards are used through your smartphone.

Click here to see all the benefits of CardValet and how to get yours.

View Full Site
This credit union is federally insured by the National Credit
Union Administration and is an Equal Housing Lender.

Copyright © 2014 Secured Advantage Federal Credit Union.